PayActiv Patents

Patent portfolio assigned to PayActiv (verified via public assignee records). PayActiv (earned wage access; input tag 'ai & machine learning' is inaccurate, it is fintech). Patent US20160371661A1 'Systems and methods for utilization of earned but unpaid income' assigned to Payactiv, Inc. Named relationships are HCM/payroll integration partners (ADP, Paychex) rather than disclosed end-employer customers.