bunq Patents

Patent portfolio assigned to bunq (verified via public assignee records). Estimated patent count: 2. Patents US10123164B2 and EP2978249B1 ('Method and system for initiating a communication protocol') confirmed assigned to Bunq BV -> has_patents=true (at least 2; exact count not loaded). bunq is a B2C consumer neobank; no named B2B customers published on its own pages, so notable_customers left empty. Competitors confirmed via neobank comparison sources.