Credit Executive at Enerjazz

Role: Credit Executive Function: Credit, Risk & Collections **Objective:_**Ensure strict and disciplined credit evaluation, onboarding, verification, and repayment monitoring of e-rickshaw drivers purchasing Enerjazz lithium-ion batteries. Build a robust credit system that balances growth with portfolio quality. Own end-to-end driver credit evaluation and repayment discipline across regions. This role ensures Enerjazz installs batteries only with safe, validated customers and maintains low default rates through strong follow-ups, documentation, and field verification workflows. Conduct phone-based and field-based verification (directly or via outsourced partner). Confirm KYC, address, vehicle details, route, daily earnings, and references. Identify fraud signals, mismatched information, or risky profiles. Score and categorize customers (A/B/C) using Enerjazz’s internal criteria. Approve or reject applications with clear documentation. Ensure complete KYC, rental agreement, RC, permit, Aadhaar, photos, and signatures before approval. Maintain accurate, audit-ready files in Google Drive/CRM. Cross-check duplicate customers, mismatched RCs, or wrong guarantor references. Track daily/w

Details

equity range: Noida, UP, IN / DL, IN / Delhi, IN
experience: 3+ years
job type: Full-time
job url: https://www.ycombinator.com/companies/enerjazz/jobs/AcTuAlR-credit-executive
location: Full-time
role: : Credit Executive Function: Credit, Risk & Collections **Objective:_**Ensure strict and disciplined credit evaluation, onboarding, verification, and repayment monitoring of e-rickshaw drivers purchasing Enerjazz lithium-ion batteries. Build a robust credit system that balances growth with portfolio quality. Role Objective Own end-to-end driver credit evaluation and repayment discipline across regions. This role ensures Enerjazz installs batteries only with safe, validated customers and maintains low default rates through strong follow-ups, documentation, and field verification workflows. Key Responsibilities 1. Credit Evaluation & Customer Onboarding Conduct phone-based and field-based verification (directly or via outsourced partner). Confirm KYC, address, vehicle details, route, daily earnings, and references. Identify fraud signals, mismatched information, or risky profiles. Score and categorize customers (A/B/C) using Enerjazz’s internal criteria. Approve or reject applications with clear documentation. 2. Documentation & Compliance Ensure complete KYC, rental agreement, RC, permit, Aadhaar, photos, and signatures before approval. Maintain accurate, audit-ready files in Google Drive/CRM. Cross-check duplicate customers, mismatched RCs, or wrong guarantor references. 3. EMI Tracking & Collections Support Track daily/weekly EMI status using CRM + Google Sheets. Proactively call customers before due dates and escalate overdue cases. Coordinate with field collection agents when needed (for POS visits or reminders). Maintain bucket-wise recovery performance. 4. Coordination With Sales & Ops Work closely with the Sales team to validate customers being onboarded. Ensure no installation happens without credit clearance. Coordinate with Logistics for installation timing based on approval status. 5. Reporting & Analytics Prepare weekly dashboards covering: Approval rate Rejection reasons Pending cases Collection efficiency 7/14/30 day overdue buckets Recommend improvemen

company → has job1

Enerjazz