- agency
- Government of Kenya, established under the Public Finance Management (Financial Inclusion Fund) Regulations, 2022 (administration associated with the State Department for MSMEs / MSEA)
- amount
- Personal loans KSh 100/KSh 500 up to KSh 50,000 (cap set by credit score); business loans reported KSh 10,000 to KSh 200,000. Interest capped at 8% per annum (pro-rated). Not a grant but subsidized state credit. FY2024/2025 allocation reported at KSh 5.0 billion.
- country
- Kenya
- deadline or recurrence
- Ongoing/revolving since launch in November 2022; accessed anytime via USSD *254# or the Hustler Fund mini-app.
- eligibility
- Kenyan citizens aged 18+ registered on mobile money with a National ID and an active SIM (90+ days). Personal loans for individuals; business loans require business registration and a KRA PIN. Aimed at personal, micro, small and medium-sized enterprises.