- conflicts or gaps
- [[{"field": {"value": "company_slug", "source_urls": ["https://www.ycombinator.com/companies/stark-bank", "https://yc-oss.github.io/api/batches/winter-2020/stark-bank.json"]}, "issue": {"value": "Internal/database slug stark_bank (underscore) vs YC public slug stark-bank (hyphen).", "source_urls": ["https://www.ycombinator.com/companies/stark-bank", "https://yc-oss.github.io/api/batches/winter-2020/stark-bank.json"]}}, {"field": {"value": "identity.headquarters", "source_urls": ["https://www.ycombinator.com/companies/stark-bank", "https://www.cbinsights.com/company/stark-bank"]}, "issue": {"value": "YC lists San Francisco as primary location and dual US/Brazil presence; operational HQ and regulatory entities are São Paulo, Brazil.", "source_urls": ["https://www.ycombinator.com/companies/stark-bank", "https://yc-oss.github.io/api/batches/winter-2020/stark-bank.json", "https://www.cbinsights.com/company/stark-bank"]}}, {"field": {"value": "founders", "source_urls": ["https://www.ycombinator.com/companies/stark-bank"]}, "issue": {"value": "YC founder section lists Rafael Stark twice (duplicate entry); no co-founders confirmed in primary sources.", "source_urls": ["https://www.ycombinator.com/companies/stark-bank", "https://tracxn.com/d/companies/starkbank/__aCXNW9RI1nEzvMivPDV9tlwwnWAOhRPORDlkzl1gIo4"]}}, {"field": {"value": "funding.total_raised_usd", "source_urls": ["https://tracxn.com/d/companies/stark-bank/__aCXNW9RI1nEzvMivPDV9tlwwnWAOhRPORDlkzl1gIo4/funding-and-investors", "https://www.cbinsights.com/company/stark-bank"]}, "issue": {"value": "Total funding varies: Tracxn $58.2M (4 VC rounds); Moody's/Bloomberg $58M; CB Insights $60.35M; secondary press ~$61M. Pre-seed/angel (~$1.5M) may be excluded from some totals.", "source_urls": ["https://tracxn.com/d/companies/stark-bank/__aCXNW9RI1nEzvMivPDV9tlwwnWAOhRPORDlkzl1gIo4/funding-and-investors", "https://www.cbinsights.com/company/stark-bank", "https://www.bloomberglinea.com/2022/04/11/bezos-backs-brazils-stark-bank-in-series-b-round/", "https://moodyslocal.com.br/wp-content/uploads/2025/11/Relatorio-de-Credito-Stark-Bank_2025.pdf"]}}, {"field": {"value": "funding.rounds[seed].amount_usd", "source_urls": ["https://contxto.com/en/brazil/brazilian-stark-bank-raises-investment-for-over-us1-million/", "https://www.latamfintech.co/articles/stark-bank-wants-to-be-the-brazilian-brex-and-bet-on-a-credit-card-for-startups"]}, "issue": {"value": "Seed round reported as undisclosed >$1M (Contxto, Exame) vs $2M (Latam Fintech, NeoFeed).", "source_urls": ["https://contxto.com/en/brazil/brazilian-stark-bank-raises-investment-for-over-us1-million/", "https://exame.com/pme/banco-das-startups-fintech-que-simplifica-pagamentos-cresce-81-ao-mes/", "https://www.latamfintech.co/articles/stark-bank-wants-to-be-the-brazilian-brex-and-bet-on-a-credit-card-for-startups"]}}, {"field": {"value": "employees.count", "source_urls": ["https://www.ycombinator.com/companies/stark-bank", "https://www.linkedin.com/company/starkbank"]}, "issue": {"value": "Headcount varies materially: YC team_size 70; LinkedIn 151; press cited ~80 in 2023 and ~170 in 2025 commentary; YCDB stale figure of 5.", "source_urls": ["https://www.ycombinator.com/companies/stark-bank", "https://www.linkedin.com/company/starkbank", "https://criptogus.substack.com/p/pense-simples-137-o-banco-de-170", "https://www.ycdb.co/company/stark-bank"]}}, {"field": {"value": "identity.regulatory_status", "source_urls": ["https://www.ycombinator.com/companies/stark-bank", "https://www.cnnbrasil.com.br/economia/negocios/capital-insights-stark-bank-quer-chegar-ao-exterior-em-2027-diz-fundador/"]}, "issue": {"value": "Brand uses 'Bank' but entity holds IP + SCD licenses, not a full commercial bank; full banking license application pending since Dec 2023.", "source_urls": ["https://www.cnnbrasil.com.br/economia/negocios/capital-insights-stark-bank-quer-chegar-ao-exterior-em-2027-diz-fundador/", "https://moodyslocal.com.br/wp-content/uploads/2025/11/Relatorio-de-Credito-Stark-Bank_2025.pdf"]}}, {"field": {"value": "identity.customer_count", "source_urls": ["https://moodyslocal.com.br/wp-content/uploads/2025/11/Relatorio-de-Credito-Stark-Bank_2025.pdf", "https://bpmoney.com.br/negocios/stark-bank-mira-5-mil-empresas-e-amplia-atuacao-no-open-finance/"]}, "issue": {"value": "Customer count reported as 800+ (May 2025 press) vs 1000+ (Moody's Nov 2025); 2025 target of 10,000 clients cited in press.", "source_urls": ["https://bpmoney.com.br/negocios/stark-bank-mira-5-mil-empresas-e-amplia-atuacao-no-open-finance/", "https://moodyslocal.com.br/wp-content/uploads/2025/11/Relatorio-de-Credito-Stark-Bank_2025.pdf"]}}, {"field": {"value": "identity.business_model_description", "source_urls": ["https://tracxn.com/d/companies/starkbank/__aCXNW9RI1nEzvMivPDV9tlwwnWAOhRPORDlkzl1gIo4", "https://www.ycombinator.com/companies/stark-bank"]}, "issue": {"value": "Third-party databases (e.g., Tracxn) describe 'open banking APIs for banks/financial institutions'; company positioning is enterprise challenger bank / B2B cash management.", "source_urls": ["https://tracxn.com/d/companies/starkbank/__aCXNW9RI1nEzvMivPDV9tlwwnWAOhRPORDlkzl1gIo4", "https://www.ycombinator.com/companies/stark-bank", "https://starkbank.com/"]}}, {"field": {"value": "funding.valuation_usd", "source_urls": ["https://tracxn.com/d/companies/stark-bank/__aCXNW9RI1nEzvMivPDV9tlwwnWAOhRPORDlkzl1gIo4/funding-and-investors"]}, "issue": {"value": "No authoritative public post-money valuation found for Series A or Series B.", "source_urls": ["https://tracxn.com/d/companies/stark-bank/__aCXNW9RI1nEzvMivPDV9tlwwnWAOhRPORDlkzl1gIo4/funding-and-investors", "https://www.bloomberglinea.com/2022/04/11/bezos-backs-brazils-stark-bank-in-series-b-round/"]}}]]
- source urls
- ["https://anacao.com.br/economia/stark-bank-planeja-expansao-exterior-2027-bc-endurece.html", "https://blog.starkbank.com/stark-bank-no-exterior-empresa-expansao-em-2027/", "https://bpmoney.com.br/inovacao/stark-bank-aposta-em-ia-e-pix-automatico-para-liderar-setor-bancario-b2b/", "https://bpmoney.com.br/negocios/stark-bank-mira-5-mil-empresas-e-amplia-atuacao-no-open-finance/", "https://braziljournal.com/a-stark-bank-quer-desafiar-os-bancoes-nas-contas-enterprise-e-tarefa-pra-super-heroi/", "https://contxto.com/en/brazil/brazilian-stark-bank-raises-investment-for-over-us1-million/", "https://criptogus.substack.com/p/pense-simples-137-o-banco-de-170", "https://epocanegocios.globo.com/startups/noticia/2025/04/startup-brasileira-apoiada-por-jeff-bezos-stark-bank-cria-propria-ia-para-permitir-abertura-de-conta-pj-em-10-minutos.ghtml", "https://exame.com/pme/banco-das-startups-fintech-que-simplifica-pagamentos-cresce-81-ao-mes/", "https://finsidersbrasil.com.br/noticias-sobre-fintechs/stark-bank-levanta-us13-milhoes-com-lachy-groom-para-entrar-em-adquirencia-cambio-ccb-e-cartoes-white-label/", "https://forbes.com.br/forbes-money/2020/10/banco-central-autoriza-fintech-stark-bank-a-atuar-como-instituicao-financeira/", "https://fusoesaquisicoes.com/acontece-no-setor/stark-bank-levanta-us13-milhoes-com-lachy-groom-para-entrar-em-adquirencia-cambio-ccb-e-cartoes-white-label/", "https://moodyslocal.com.br/wp-content/uploads/2025/11/Relatorio-de-Credito-Stark-Bank_2025.pdf", "https://neofeed.com.br/startups/stark-bank-quer-ser-a-brex-brasileira-e-aposta-em-cartao-de-credito-para-startups/", "https://starkbank.com/", "https://startups.com.br/negocios/stark-bank-faz-rodada-com-solo-vc-lachy-groom-para-conquistar-grandes-empresas/", "https://thepaypers.com/fintech/news/brazil-based-stark-bank-secures-usd-13-mln", "https://tracxn.com/d/companies/stark-bank/__aCXNW9RI1nEzvMivPDV9tlwwnWAOhRPORDlkzl1gIo4/funding-and-investors", "https://tracxn.com/d/companies/starkbank/__aCXNW9RI1nEzvMivPDV9tlwwnWAOhRPORDlkzl1gIo4", "https://valor.globo.com/financas/noticia/2020/10/22/bc-concede-autorizacao-de-funcionamento-para-stark-scd.ghtml", "https://www.bloomberg.com/news/articles/2024-02-19/bezos-backed-brazil-fintech-doubles-profit-while-preserving-cash", "https://www.bloomberglinea.com/2022/04/11/bezos-backs-brazils-stark-bank-in-series-b-round/", "https://www.cbinsights.com/company/stark-bank", "https://www.cnnbrasil.com.br/economia/negocios/capital-insights-stark-bank-quer-chegar-ao-exterior-em-2027-diz-fundador/", "https://www.latamfintech.co/articles/stark-bank-wants-to-be-the-brazilian-brex-and-bet-on-a-credit-card-for-startups", "https://www.linkedin.com/company/starkbank", "https://www.ycdb.co/company/stark-bank", "https://www.ycombinator.com/companies/stark-bank", "https://yc-oss.github.io/api/batches/winter-2020/stark-bank.json"]