- conflicts or gaps
- [[{"field": {"value": "user_count", "source_urls": ["https://www.ycombinator.com/companies/spenny"]}, "conflict": {"value": "YC W20 pitch cited 3,000+ users and $15,000 AUM at demo-day era; Gaurav Arora YC founder profile claims 500,000 users scaled — magnitude and timeframe unspecified", "source_urls": ["https://www.ycombinator.com/companies/spenny"]}}, {"field": {"value": "operating_status", "source_urls": ["https://www.ycombinator.com/companies/spenny", "https://in.linkedin.com/company/spenny"]}, "conflict": {"value": "YC lists company as Active with team size 2; LinkedIn and 2023 press report acquisition by CRED and app shutdown", "source_urls": ["https://www.ycombinator.com/companies/spenny", "https://in.linkedin.com/company/spenny", "https://www.livemint.com/news/spenny-phase-out-android-ios-apps-21-april-recommends-funds-withdrawal-migration-11679398735720.html"]}}, {"field": {"value": "employee_count", "source_urls": ["https://www.ycombinator.com/companies/spenny", "https://in.linkedin.com/company/spenny", "https://spenny.com/about"]}, "conflict": {"value": "YC reports 2; LinkedIn reports 3 (2026 scrape); About page historically showed 20+ staff — no authoritative peak headcount found", "source_urls": ["https://www.ycombinator.com/companies/spenny", "https://in.linkedin.com/company/spenny", "https://spenny.com/about"]}}, {"field": {"value": "funding_rounds_and_investors", "source_urls": ["https://tracxn.com/d/companies/spenny/__RhLGY7Y-0CGGtwFijmAbHij36VnvdZ_Koxt9DjzuUiY", "https://in.linkedin.com/company/spenny"]}, "conflict": {"value": "Tracxn/TheCompanyCheck report 1 seed round ($150K); LinkedIn lists two 2020 seed entries (Mar 16 with 7 investors; May 1 with 1 investor) — may reflect duplicate logging vs angel/institutional split; individual angel names not verified", "source_urls": ["https://tracxn.com/d/companies/spenny/__RhLGY7Y-0CGGtwFijmAbHij36VnvdZ_Koxt9DjzuUiY", "https://in.linkedin.com/company/spenny", "https://www.thecompanycheck.com/company/b/spenny/z0hdkqmdqs4nd4cq4"]}}, {"field": {"value": "founder_listing_on_yc", "source_urls": ["https://www.ycombinator.com/companies/spenny", "https://spenny.com/about"]}, "conflict": {"value": "YC Active Founders section lists only Gaurav Arora; company About page and all press name Rathin Shah as Co-founder & CEO and Gaurav Arora as Co-founder", "source_urls": ["https://www.ycombinator.com/companies/spenny", "https://spenny.com/about"]}}, {"field": {"value": "acquisition_structure", "source_urls": ["https://www.entrepreneur.com/en-in/news-and-trends/cred-acquires-savings-and-investment-platform-spenny/454679", "https://www.vccircle.com/tigerglobal-backed-cred-acqui-hires-investment-tech-firm-spenny"]}, "conflict": {"value": "Press alternates 'acquisition' vs 'acquihire'; Entrepreneur says entity may remain independent while ET/BW Disrupt emphasize product shutdown and team transfer — exact legal structure and valuation undisclosed", "source_urls": ["https://www.entrepreneur.com/en-in/news-and-trends/cred-acquires-savings-and-investment-platform-spenny/454679", "https://economictimes.indiatimes.com/tech/startups/cred-acqui-hires-ycombinator-backed-fintech-spennyz/articleshow/101224293.cms", "https://www.vccircle.com/tigerglobal-backed-cred-acqui-hires-investment-tech-firm-spenny"]}}, {"field": {"value": "post_acquisition_product_use", "source_urls": ["https://in.linkedin.com/company/spenny"]}, "gap": {"value": "No primary-source confirmation of whether Spenny brand, licenses, or user base were integrated into CRED products vs entity held for regulatory/strategic purposes only", "source_urls": ["https://www.entrepreneur.com/en-in/news-and-trends/cred-acquires-savings-and-investment-platform-spenny/454679", "https://economictimes.indiatimes.com/tech/startups/cred-acqui-hires-ycombinator-backed-fintech-spennyz/articleshow/101224293.cms"]}}, {"field": {"value": "gaurav_arora_post_deal_role", "source_urls": ["https://economictimes.indiatimes.com/tech/startups/cred-acqui-hires-ycombinator-backed-fintech-spennyz/articleshow/101224293.cms"]}, "gap": {"value": "Acquisition reporting explicitly names Rathin Shah joining CRED; Gaurav Arora's post-deal employment not confirmed in cited press", "source_urls": ["https://economictimes.indiatimes.com/tech/startups/cred-acqui-hires-ycombinator-backed-fintech-spennyz/articleshow/101224293.cms", "https://www.moneycontrol.com/news/business/announcements/cred-acquires-savings-platform-startup-spenny-10847871.html"]}}]]
- source urls
- ["https://economictimes.indiatimes.com/tech/startups/cred-acqui-hires-ycombinator-backed-fintech-spennyz/articleshow/101224293.cms", "https://in.linkedin.com/company/spenny", "https://inc42.com/buzz/fintech-unicorn-cred-acquihires-y-combinator-backed-spenny/", "https://spenny.com/about", "https://tracxn.com/d/companies/spenny/__RhLGY7Y-0CGGtwFijmAbHij36VnvdZ_Koxt9DjzuUiY", "https://www.bwdisrupt.com/article/cred-acquires-y-combinator-backed-spenny-481680", "https://www.entrepreneur.com/en-in/news-and-trends/cred-acquires-savings-and-investment-platform-spenny/454679", "https://www.livemint.com/news/spenny-phase-out-android-ios-apps-21-april-recommends-funds-withdrawal-migration-11679398735720.html", "https://www.moneycontrol.com/news/business/announcements/cred-acquires-savings-platform-startup-spenny-10847871.html", "https://www.thecompanycheck.com/company/b/spenny/z0hdkqmdqs4nd4cq4", "https://www.vccircle.com/tigerglobal-backed-cred-acqui-hires-investment-tech-firm-spenny", "https://www.ycdb.co/company/spenny", "https://www.ycombinator.com/companies/spenny"]