- conflicts or gaps
- [[{"topic": {"value": "Founding date", "source_urls": ["https://dfpi.ca.gov/wp-content/uploads/sites/337/2012/06/LendUp-Settlement-Agreement.pdf", "https://www.ycdb.co/company/lendup", "https://thefr.com/conversations/a-conversation-with-lendups-ceo-sasha-orloff-and-vice-president-jotaka-eaddy"]}, "gap_or_conflict": {"value": "Legal incorporation was November 29, 2011; founder narrative says started in 2011 but operationally born after YC W12; some databases list founded 2012", "source_urls": ["https://dfpi.ca.gov/wp-content/uploads/sites/337/2012/06/LendUp-Settlement-Agreement.pdf", "https://www.ycdb.co/company/lendup", "https://thefr.com/conversations/a-conversation-with-lendups-ceo-sasha-orloff-and-vice-president-jotaka-eaddy"]}}, {"topic": {"value": "Funding totals", "source_urls": ["https://www.prnewswire.com/news-releases/lendup-closes-another-100-million-credit-facility--surpasses-1-billion-in-loan-originations-300416582.html", "https://www.cbinsights.com/company/lendup", "https://startupintros.com/orgs/lendup"]}, "gap_or_conflict": {"value": "Primary company release says $325 million total equity and debt by March 2017; CB Insights says $365.5 million total raised; Startup Intros says $412.0 million; undisclosed PayPal and Mission Lane-related capital make reconciliation incomplete", "source_urls": ["https://www.prnewswire.com/news-releases/lendup-closes-another-100-million-credit-facility--surpasses-1-billion-in-loan-originations-300416582.html", "https://www.cbinsights.com/company/lendup", "https://startupintros.com/orgs/lendup", "https://markets.businessinsider.com/news/stocks/lendup-announces-strategic-investment-from-paypal-additions-to-leadership-team-1002135166", "https://www.prnewswire.com/news-releases/lendup-creates-stand-alone-company-to-accelerate-expansion-of-its-growing-credit-card-business-fueled-by-new-capital-injection-300776163.html"]}}, {"topic": {"value": "Seed amount", "source_urls": ["https://allthingsd.com/20121010/kleiner-perkins-andreessen-horowitz-google-ventures-fund-payday-loan-alternative-lendup/", "https://www.inc.com/flash-steinbeiser/lendup-launches-with-allstar-backing-lineup.html"]}, "gap_or_conflict": {"value": "October 2012 seed financing amount was not disclosed in available launch coverage", "source_urls": ["https://allthingsd.com/20121010/kleiner-perkins-andreessen-horowitz-google-ventures-fund-payday-loan-alternative-lendup/", "https://www.inc.com/flash-steinbeiser/lendup-launches-with-allstar-backing-lineup.html"]}}, {"topic": {"value": "Mission Lane transaction classification", "source_urls": ["https://www.prnewswire.com/news-releases/lendup-creates-stand-alone-company-to-accelerate-expansion-of-its-growing-credit-card-business-fueled-by-new-capital-injection-300776163.html", "https://patrickstoica.com/puzzle-evidence/LendUp%20-%202018%20Asset%20Sale%20to%20Mission%20Lane.pdf", "https://www.americanbanker.com/news/lendup-spins-off-credit-card-business-names-new-ceo"]}, "gap_or_conflict": {"value": "Public coverage describes a spinout/standalone company; the transaction document describes an asset sale of the credit card business to Mission Lane LLC; no public purchase price was found", "source_urls": ["https://www.prnewswire.com/news-releases/lendup-creates-stand-alone-company-to-accelerate-expansion-of-its-growing-credit-card-business-fueled-by-new-capital-injection-300776163.html", "https://patrickstoica.com/puzzle-evidence/LendUp%20-%202018%20Asset%20Sale%20to%20Mission%20Lane.pdf", "https://www.americanbanker.com/news/lendup-spins-off-credit-card-business-names-new-ceo"]}}, {"topic": {"value": "Current lendup.com versus former lender", "source_urls": ["https://www.lendup.com/about/", "https://www.consumerfinance.gov/enforcement/actions/lendup-loans-llc-2/"]}, "gap_or_conflict": {"value": "The current website uses the LendUp brand and domain but states it is a separate LendUp LLC loan-matching business with no relationship to the former lender; historical sources about LendUp usually refer to the former direct lender", "source_urls": ["https://www.lendup.com/about/", "https://www.consumerfinance.gov/enforcement/actions/lendup-loans-llc-2/"]}}, {"topic": {"value": "Revenue and ARR", "source_urls": ["https://linkedin.com/in/jakerosenberg", "https://www.businesswire.com/news/home/20200130005489/en/LendUp-Surpasses-%242-Billion-in-Consumer-Loans"]}, "gap_or_conflict": {"value": "Loan origination and loan-count metrics are publicly announced, but audited revenue figures were not found; ARR claims come from founder/profile material", "source_urls": ["https://linkedin.com/in/jakerosenberg", "https://www.businesswire.com/news/home/20200130005489/en/LendUp-Surpasses-%242-Billion-in-Consumer-Loans"]}}]]
- source urls
- ["https://allthingsd.com/20121010/kleiner-perkins-andreessen-horowitz-google-ventures-fund-payday-loan-alternative-lendup/", "https://csprofiles.rice.edu/2017/02/15/jake/", "https://dfpi.ca.gov/press_release/ca-dbo-announces-2-7-million-settlement-with-lendup-to-redress-widespread-violations-of-payday-installment-loan-laws/", "https://dfpi.ca.gov/wp-content/uploads/sites/337/2012/06/LendUp-Settlement-Agreement.pdf", "https://dfpi.ca.gov/wp-content/uploads/sites/337/2019/02/LendUp-Settlement-Release-09-26-16.pdf", "https://dockets.justia.com/docket/california/candce/3:2021cv06945/384663", "https://hopeglobalforums.org/speaker/sasha-orloff/", "https://linkedin.com/in/jakerosenberg", "https://markets.businessinsider.com/news/stocks/lendup-announces-strategic-investment-from-paypal-additions-to-leadership-team-1002135166", "https://patrickstoica.com/puzzle-evidence/LendUp%20-%202018%20Asset%20Sale%20to%20Mission%20Lane.pdf", "https://pitchbook.com/profiles/investor/225210-34", "https://startupintros.com/orgs/lendup", "https://techcrunch.com/2012/10/10/lendup-raises-cash-from-kleiner-perkins-andreessen-horowitz-google-ventures-and-others-to-disrupt-payday-loans/", "https://techcrunch.com/2013/11/12/lendup-raises-14m-from-google-ventures-data-collective-to-disrupt-payday-lending/", "https://techcrunch.com/2016/01/22/the-loan-dolphin/", "https://techcrunch.com/2016/08/22/the-loan-dolphin-swims-again/", "https://techcrunch.com/2017/06/28/lendup-paypal/", "https://thefr.com/conversations/a-conversation-with-lendups-ceo-sasha-orloff-and-vice-president-jotaka-eaddy", "https://www.americanbanker.com/news/lendup-spins-off-credit-card-business-names-new-ceo", "https://www.bizjournals.com/sanjose/blog/techflash/2016/08/y-combinator-leads-47-5m-funding-for-lendup.html", "https://www.businesswire.com/news/home/20200130005489/en/LendUp-Surpasses-%242-Billion-in-Consumer-Loans", "https://www.cbinsights.com/company/lendup", "https://www.cbinsights.com/company/lendup/financials", "https://www.consumerfinance.gov/about-us/blog/cfpb-to-distribute-nearly-40-million-to-consumers-misled-by-fintech-company-lendup-loans/", "https://www.consumerfinance.gov/about-us/newsroom/cfpb-shutters-lending-by-vc-backed-fintech-for-violating-agency-order/", "https://www.consumerfinance.gov/about-us/newsroom/consumer-financial-protection-bureau-settles-with-lendup-loans-llc-for-military-lending-act-violations/", "https://www.consumerfinance.gov/about-us/newsroom/lendup-enforcement-action/", "https://www.consumerfinance.gov/enforcement/actions/flurish-inc-db-lendup/", "https://www.consumerfinance.gov/enforcement/actions/lendup-loans-llc-2/", "https://www.consumerfinance.gov/enforcement/actions/lendup-loans-llc/", "https://www.courtlistener.com/docket/60368947/consumer-financial-protection-bureau-v-lendup-loans-llc/", "https://www.finextra.com/pressarticle/62769/lendup-raises-150-million", "https://www.finsmes.com/2013/11/lendup-raises-14m-series-funding.html", "https://www.finsmes.com/2016/08/lendup-raises-47-5m-in-series-c-funding.html", "https://www.inc.com/flash-steinbeiser/lendup-launches-with-allstar-backing-lineup.html", "https://www.inspiredinsider.com/sasha-orloff-interview/", "https://www.lendup.com/about/", "https://www.prnewswire.com/news-releases/lendup-closes-another-100-million-credit-facility--surpasses-1-billion-in-loan-originations-300416582.html", "https://www.prnewswire.com/news-releases/lendup-creates-stand-alone-company-to-accelerate-expansion-of-its-growing-credit-card-business-fueled-by-new-capital-injection-300776163.html", "https://www.reuters.com/article/business/paypal-invests-in-online-lender-lendup-idUSKBN19J2CS/", "https://www.reuters.com/markets/us/us-consumer-bureau-orders-fintech-firm-lendup-halt-new-loans-pay-fine-2021-12-21/", "https://www.ycdb.co/company/lendup", "https://www.ycombinator.com/blog/lendup-raises-from-a16z-start-fund-google-ven", "https://www.ycombinator.com/blog/qa-with-sasha-orloff-cofounder-and-ceo-of-lendup/", "https://www.ycombinator.com/companies/lendup"]